Arvin - Chef de projet EMV

Advice on the latest European regulation requirements – SCA/ Card Application Selection
• Impact assessment on Visa Terminal Implementation Guide of required error code updates
• Implementation specifications update in compliance with PSD2

Co-author of the new set of Card & Terminal specifications aimed at meeting the latest EMV
requirements and economic opportunities of the Indian market

• In-house investigation and testing of the underpinnings of the Samsung Pay solution

Discover Financial Services, UK

• Co-author of the new set of specifications complying with the latest EMV/ EBA regulations
• Architect and author of transit open-loop transit solution & the corresponding implementation guide
• Terminal specification update in compliance with Strong Customer Authentication (SCA)/ PSD2

• Co-designer of the eftpos cloud-based payment solution after considering their specifics
• Co-author of the new set of specifications covering the functional, technical and implementation
grounds
• Advice on approach to novel cardholder verification methods
ARVIN ********
Flat 12, Alexandra Lodge, GU1 3NX, Guildford • ******** • +44 (0)7479 06 03 06
• French: Native/Bilingual • English: Native/Bilingual • Spanish: Elementary Proficiency • Hindi: Elementary Proficiency

Consult Hyperion, UK| Senior Consultant

Consult Hyperion’s core business is the design and implementation of new electronic payment
and digital identity services. It bears a long experience working with the main payment brands; American
Express, Discover, MasterCard and Visa, as well as domestic payment schemes in Australia, Canada, Africa,
India and Scandinavia.
Key Achievements
Discover Financial Services, UK: Solution design, specification edition and update (2015- Present)
• American Express UK: Specification update coordination (2016- Present)
American Express, UK| April 2016 – Present
• Shadow Card & Terminal specification maintenance
• Shadow Terminal testing specification update manager

Project Manager

The Biometrics Alliance Initiative was a European-funded alliance aimed at defining a process for test,
certification and approval for biometric devices in a business-driven mindset.
Key Achievements
• Framework design, & specification review with Universidad Carlos 3, Madrid
• Certification validation process analysis with Certification Authorities

Consultant|

The Natural Security Alliance aims at promoting the Natural Security strong authentication specifications, which
allies wireless communication and biometrics.
Key Achievements
• Classic EMV/Tokenisation/Biometric expertise
• Alliance member training on biometric solution implementation

Research & Innovations Engineer

Natural Security is a subsidiary of Auchan SAS/ Oney Bank aimed at providing a strong authentication solution,
which couples wireless communication and biometrics. Such a solution was built and tested via a large-scalepilot in Auchan and affiliated stores